We insure our homes, bikes, mobiles, pets and even our fridges – but do you insure yourself? You are your most valuable asset! Is your income and family protected should you get ill or, worse, die.
It’s not a nice subject, but it’s worth spending time running through what life would look like if you unexpectedly couldn’t work due to illness or injury – or how your family would survive financially if you suddenly passed away. Often these awful situations happen without warning. Do you have enough savings to see you through 3 months, 6 months, a year – or, possibly, forever? Can you pay for your child(ren)’s education? Do you have a plan to cover funeral costs?
Similar considerations should be made for those with businesses:
- What would happen if a key person within your business died? Would this affect your profit, would it cost to replace them (recruitment, training etc)?
- What would happen if your business partner died? Do you have the funds to buy out your partner, or would their family member have to become a partner in the business?
Did you know, as a business owner, you may be able to get tax efficient Life Cover through your company?
Michelle will conduct a free financial review and provide a tailored solution to ensure you have peace of mind. Her advice will be based on your circumstances, needs and affordability.
You are not forgotten once a policy is in place. It’s so important to review cover and circumstances regularly – at least annually, but sooner should you alter your mortgage, marry or divorce, have children or change jobs.
Private Medical Insurance can also be arranged, for individuals/families or businesses. This enables prompt treatment and care – no lengthy NHS wait, with appointments/treatment to suit your diary – resulting in the ability to return to work swiftly; benefitting all concerned. This is a great company benefit/perk.
For further information, or to arrange an appointment, please contact Michelle on:
07976 281 217 / email@example.com